This is the finished card:
If you want to make your own, you can download the merged card front in .png format along with the .psp file with layers you can adjust, and the matted toad picture. You can print out the finished front and attach it to your card - OR - you can get fancy with the .pspimage and adjust the elements together for your own card.
The green ribbon was a blog freebie; I wish I had created it, but I haven't learned that yet! :)
Hope you can find a friend who will enjoy this card!