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The BEST Scrapbooking Software around! This is what I use for my personal layouts:
On this blog, you'll find the latest news, sales, kits, and LOTS of freebies, so be sure to scroll past the first posts!--> Please NOTE - it is ILLEGAL to re-distribute any of my freebies on a file-sharing site. Please direct your friends to this page to download for themselves.
Another 12" digital scrapbooking template I created - this one using Xenofex Puzzle filter. You can select inside a puzzle piece and paste your photo into it. I use PSP9 and PSP12, myself - but the .zip file contains the .pspimage file, the .png file, and the watermarked preview.
I hold the copyright to the template - what you create with it is yours. Enjoy - and Happy Creating!!